02 September 2010

Getting out of and Avoiding Debt

Did you know the average Canadian has five credit cards? This includes the traditional credit cards and also cards like HBC, Best Buy, Citi Financial and so on. How many do you have?

Credit cards have helped contribute to the ‘now’ environment of our society. Drive throughs, microwave meals and instant downloads. On average, we spend more than we earn. Want more than we need. It’s no surprise pay-day loans have become so popular, but also at the same time, so have consolidation loans and credit counsellors.


Read the rest of my column at the News Optimist website.